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 Diagnostic Report on the Legal and Regulatory Environment for Microfinance in Morocco

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Messages : 238
Date d'inscription : 04/12/2010
Localisation : Agadir

MessageSujet: Diagnostic Report on the Legal and Regulatory Environment for Microfinance in Morocco   Jeu 3 Fév - 14:16

Résumé / Extrait :
Morocco has emerged in recent years as a regional leader in the development of microfinance, with approximately 42% of the active borrowers of the entire Middle East/North Africa region (MENA) as of the end of 2003, as reflected in Microfinance in the Arab States.2 Even measured in global terms, the development of the sector during its relatively short existence is quite exceptional. A specialized law adopted in 1999 granting explicit authority and certain privileges for microlending by nonprofit associations has been a significant factor in the growth of the sector, as has a highly enlightened and supportive attitude on the part of financial sector policymakers and regulators. Of equal (or even greater) significance to the microfinance-specific legal and regulatory policy picture in Morocco, however, have been the general liberalization and rationalization of the rules governing the financial sector that have taken place over the last two decades in the Kingdom, which have left the country with a generally modern and functional regulatory system governing banking and other forms of financial service providers, highly qualified regulatory authorities and many healthy mainstream financial institutions.

Auteur: Reille Xavier,
Lyman Timothy R.
Thème:
Finances

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